KAKEIBO SIMPLE JAPANESE MONEY TRICKS TO BECOME 35% RICHER

JAPANESE ARE EXPERT'S IN PERSONAL FINANCE BECOUSE THEY USED "KAKEIBO" . KAKEIBO USED TO SAVE THEIR 35 % OF MONEY.

THE "KAKEIBO" TRANSLATED TO 'HOUSE HOLD ACCOUNT'. YOU WRITE DOWN TO YOUR INCOME AND EXPENSES. 

THE IDEA TO TRACK HOW MUCH EARN AND SPENT. THE FINAL GOAL TO INCREASE YOUR SAVINGS IT IS SIMPLE TO USE.

YOU KNOW MORE DEEP ON KAKEIBO READ JUMIKO CHINA'S "KAKEIBO:THE ART OF BUDGETING SAVING MONEY".

KAKEIBO BASED ON FOUR MAIN QUESTION'S.

1. HOW MUCH MONEY YOU HAVE ?

2. HOW MUCH MONEY TO SAVE?

3.HOW MUCH MONEY TO SPEND?

4. HOW YOU CAN MAKE THINGS BETTER?

KAKEIBO STYLE OF BUDGET YOU NEED TWO BOOKS ONE IS SMALL AND ONE IS BUG. YOU BUY SPECIAL KAKEIBO JOURNAL'S.

THE BIG NOTE BOOK USED TO WRITE DOWN YOUR INCOME,PLAN EXPENSE,SAVING. THE SMALL ONE CARRING WITH YOU  TO RECORD ALL YOU EXPENSE.

THE BIG NOTE BOOK MUST REFLECT THE FOLLOWING POINTS.

1. A MONTHLY INCOME PLAN

2. A MONTHLY SAVINGS PLAN 

3. A MONTHLY EXPENSE PLAN

4. THE MONEY LEFT AFTER YOU DEDUCT COMMON EXPENSE.

 THE KAKEIBO JOURNAL DIVIDED IN TO FOUR CATEGORIES.

1. EXPENSE ON LIVING 

FOOD , HOUSE HOLD, CLEANING PRODUCT, CLOTHES, MEDICINE, GAS ...

2.CULTURE AND EDUCATION

 COURSES, TRANING, TICKETS TO MUSEMS ,BOOKS ...

3. ENTERTAINMENT

MEETING WITH FRIENDS, MOVIES,  SHORT TRIPS TO RESTURANT, COSMETIC, USE LESS CLOTHES...

4 OTHER

NOTE  TO MENTION IN THE OTHER THREE CATEGORIES.

YOU HAVE TO ANALYSIS THE FOUR CATEGORIES TO SAVE MORE MONEY .

EXAMPLE FOR KAKEIBO JOURNAL.

THANK YOU. 

INSTAGRAM @MAXINVES